Hayes Realty Group

John J Hayes Always stay on "PAR" with your real estate needs Serving Sacramento, Folsom, El Dorado Hills, El Dorado County      Friday July 21st, 2017

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El Dorado Hills Short Sales: What makes a good short sale realtor?

said August 18th, 2014 John Hayes


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El Dorado Hills CA – A good short sale realtor will mean the difference between success and failure on your short sale.

Here are the qualities that make a good, effective short sale realtor.

Persistence. Short sales are frustrating. Many times you will feel like giving up. Many times you will feel like you have finished the task. The short sale will be approved.

Then, the lender tells you that they need a certain document signed by all parties. They won’t approve the short sale until they have that document. You have to send the document and have it signed by everyone.

Some people will be busy and won’t respond. You will have to persist until the sign it and send it back. You never know what documents lenders will throw in at the last minute.

They are always changing policies and procedures and requiring more documents.

Has good organizational skills. Most banks short sale departments are bureaucracies. Everything is CYA. The people working there are not sales people. They are not creative.

They don’t care if a short sale should be approved or not. They only care if their checklist says it should be approved. There is no goal in the process, except making sure the rules are followed properly.

(I think the goal of a short sale should be to reduce the bank’s losses. But, that isn’t the lender’s employee’s goal. They just care about perfect paperwork. Maybe that is why I find the bureaucratic nonsense so frustrating.)

The bottom line is that an organized agent will be able to make sure those rules are followed. They will have everything in order so that the lender’s requests can be met and the short sale approved.

An organized agent will find the time everyday to check on their short sale files and keep the process moving. A disorganized agent will put your file to the side for a week or more.

This will cause delays and could even cause your lender to cancel the short sale process because their requests aren’t being met.

Thinking about a short sale? I can help you short sale your property and get back on your feet. Send me an e-mail at [email protected]. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 530-306-3316

Thanks for reading this, John Hayes.

John is a Real Estate Agent at RE/MAX Gold.

Phone: 530-306-3316. [email protected].

“Hard Work and Dedication”

View My homes for sale at www.johnhayesrealestate.com/home-search.

John Hayes specializes in loan modification assistance and short sales in El Dorado Hills California. El Dorado Hills Loan Modification Help, El Dorado Hills Short Sales. El Dorado Hills Short Sale Realtor. Sacramento CA Loan Modification Help, Sacramento CA Short Sales. Sacramento CA Short Sale Realtor. Folsom CA Loan Modification Help, Folsom CA Short Sales. Folsom CA Short Sale Realtor. Mather CA Loan Modification Help, Mather CA Short Sales. Mather CA Short Sale Realtor. El Dorado Hills CA Short Sales. El Dorado Hills Realtor.

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Important Notice

John Hayes, RE/MAX Gold, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are John’s personal views and do not reflect the views of RE/MAX Gold.

This information on El Dorado Hills Short Sales: What makes a good short sale realtor? is provided as a courtesy to our viewers to help them make informed decisions.

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