Hayes Realty Group

John J Hayes Always stay on "PAR" with your real estate needs Serving Sacramento, Folsom, El Dorado Hills, El Dorado County      Monday May 29th, 2017

Contact John 530-306-3316

Buyer Info Category

Is My Hardship Legitimate For A Folsom Short Sale?

said May 23rd, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – The Stop Foreclosure Institute recently received a question from Dan. Here was Dan’s Question. "I recently purchased another home and tried to sell my former home. It isn’t selling and I can’t afford to make both payments. The home won’t rent for even 1/2 of the mortgage payment. An agent told me the house is worth about $50K under the mortgage amount. Is it realistic for me to try the short sale? The only hardship created was when...

Questions Buyers Should Ask When Buying A Folsom Short Sale

said May 22nd, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – Are you looking to buy a short sale? Before you make an offer, you need to check and see how competent the agent handling the short sale is at short sales. This agent will usually be in charge of processing the short sale with the lender. If the agent is a genuine short sale expert and knows what they are doing, then you have a very good chance of the short sale being approved and buying the home....

1149 Grey Fox Ct, Folsom, CA 95630

said May 21st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

A rare opportunity to own a gorgeous 1 story in The Parkway. Home is on a corner lot that looks out to nature trails. This 3 bed 2 Bath boats new paint throughout, newer tile & carpet as well as hardwood floors. There are Corian counter tops in bathrooms, over 40 recessed lights, an extra window in front room for more light, Granite counter tops/island in kitchen, custom fire place & entertainment center. The sellers father was the builder for...

3493 Montero Rd, Cameron Park, CA 95682 * Sold

said May 15th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Beautiful park like setting in this well maintained one level home. Enjoy entertaining in the open floor plan featuring wood floors in family room & kitchen; high ceilings and fireplace. The outdoors with gorgeous trees & landscaping situated on a large corner parcel is great for entertaining on warm summer days. The location of this home is close to the schools so children can walk & within walking distance of the Cameron Park Recreation Center and Swimming Pool. Listing #12073135 $319,500...

108 Fargo Way, Folsom, CA 95630 * Sold

said May 15th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Great Home For First Time Home Buyer Or Investor! 1311 Sqft Home..4 Beds-2 Bath..Hard Wood Floors..Fire Place..Large Lot With Pool. Newer Roof..Schools are.. T Judah..Sutter MS...Folsom HS Beds: 4* Baths: 2 (1 1) (FH)* Sq Ft: 1311* Lot Sz: 0.1970ac* Area: 10630 Yr: 1959* Listing #12046438 $200,000 (LP) $215,000 (SP) Price/SqFt: 164.00 Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone: 530-306-3316. [email protected] "Hard Work and Dedication" View My homes for sale at www.johnhayesrealestate.com/home-search. John Hayes specializes...

How Do You Handle Multiple Offers On A Folsom Short Sale?

said May 8th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – The Stop Foreclosure Institute recently received a question from another agent. Here was her question. "I have a short sale listed. At what time in the short sale process do you stop accepting additional offers for submittal to the lender? If you accept another offer after you've already submitted one to the lender, does it reset your timeline to the beginning? Do you just put them in backup position? What about the poor buyer whose offer was...

Folsom Short Sale Question: Why Do I Have To Short Sale If I’m Willing To Repay The Debt?

said May 8th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – The Stop Foreclosure Institute recently received a question from another agent. Their seller had a misconception about what to do when selling an upside down home. Here is the question we received: “Do you have a number to contact Fannie Mae? The bank will not allow the seller to not do a short sale and agree to repay the loss on a promissory note. The seller wants to talk to the owner of the loan, which is...

El Dorado Hills Loan Mod Help: How Can We Pressure The Large Banks To Make The Loan Mod Process Easier?

said April 10th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The average American knows very little about what is happening with loan modifications. They think the banks are doing a great job helping people stay in their homes. Little does the average American know that the banks are flubbing it. In my opinion, the biggest mistake that banks are making is rejecting profitable loan modifications. They would net more money on a loan modification than foreclosure. However, because the loan modification process is so tough they are...

Folsom Loan Mod Help: How To Hold Your Lender Accountable When They Reject Your Loan Mod And Lose Money

said April 10th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – In my opinion, the decision making process most lenders use to approve or deny a loan modification is flawed. It appears that the lenders have one thing in mind when you stop paying. They want to foreclose as quickly as possible. It appears that they don’t want homeowners to stay in the home. A foreclosure is much simpler and easier. So they just look at it as the main solution. If a homeowner can’t afford the payments, then the...

El Dorado Hills Loan Mod Help: How To Hold Your Lender Accountable When They Reject Your Loan Mod And Lose Money

said April 9th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – In my opinion, the decision making process most lenders use to approve or deny a loan modification is flawed. It appears that the lenders have one thing in mind when you stop paying. They want to foreclose as quickly as possible. It appears that they don’t want homeowners to stay in the home. A foreclosure is much simpler and easier. So they just look at it as the main solution. If a homeowner can’t afford the payments,...