Hayes Realty Group

John J Hayes Always stay on "PAR" with your real estate needs Serving Sacramento, Folsom, El Dorado Hills, El Dorado County      Thursday November 23rd, 2017

Contact John 530-306-3316

Buyer Info Category

Folsom Short Sales: Do Debt Collectors Break The Law?

said March 22nd, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – You would be shocked ad how many times I have seen debt collectors use illegal debt collection techniques to collect on unpaid bills or credit cards. For example, there are Federal Laws that regulate what a debt collector can do or say. They aren't allowed to threaten to sue you, but then not follow through and actually file suit. To get around this rule, they will use language that sounds legal, but isn't. In one situation, a debt collector in...

Don’t Believe This Myth About El Dorado Hills Short Sales: Banks Don’t Like Short Sales And Prefer Foreclosure Instead

said March 20th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – One of the Stop Foreclosure Institute members talked to a homeowner recently about a short sale. Her house was close to being foreclosed upon. She had thought about short selling the house. But, she had heard from her friends that banks don't really like short sales and never pursued the option. The fact is that banks are better setup for foreclosures. It is only with the recent historic drop in home values that short sales have more...

[optima_express_toppicks id=114977 includeMap=true]     Thanks for reading this, John J Hayes.   John J is a Real Estate Agent at RE/MAX Gold.   Phone:   530-306-3316. <a href="mailto:[email protected]">[email protected]</a>.   "Hard Work and Dedication"   View My homes for sale at <a href="http://www.johnhayesrealestate.com/home-search">www.johnhayesrealestate.com/home-search</a>. <a href="http://"></a>   John Hayes specializes in loan modification assistance and short sales in El Dorado Hills California. El Dorado Hills Loan Modification Help, El Dorado Hills Short Sales. El Dorado Hills Short Sale Realtor. Sacramento CA Loan Modification Help, Sacramento CA Short Sales. Sacramento CA Short Sale Realtor. Folsom...

Does Fannie Mae Pursue Deficiencies On A El Dorado Hills Short Sale?

said March 14th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from Steve. Here is his question. “We are doing a short sale with one of the largest nationwide banks. I told them I wouldn’t do the short sale unless they specifically changed their short sale approval letter to completely release me from the deficiency. The short sale negotiator told me that Fannie Mae would not allow them to release the deficiency. I read somewhere that Fannie Mae doesn’t pursue...

Folsom Short Sales: How To Negotiate So You Can Short Sale With No Deficiency

said March 14th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – If your loan has Private Mortgage Insurance, also known as PMI, then there is a high likelihood that they will request that you sign a promissory note. Today’s blog post talks about how to convince the lender to waive it. PMI companies are notorious for asking for promissory notes. The reason they ask for them so much is because there is no risk in doing so. If the home is foreclosed upon, then they will have to pay...

A Common Mistake Being Made On El Dorado Hills Short Sales

said March 9th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – I see a lot of agents making mistakes on short sale property valuation. Lenders hire a supposedly impartial third party to value the property. Many of these people are evaluating 10 properties a day. There is very little quality control and usually no one checks their work. Because of that, I always try to meet them at the home when they are doing their inspection. I explain the history of the property and why it is selling...

108 Fargo Way, Folsom, CA 95630 Sold

said March 5th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Click Here To View More Pictures Great Home For First Time Home Buyer Or Investor! 1311 Sqft Home..4 Beds-2 Bath..Hard Wood Floors..Fire Place..Large Lot With Pool. Newer Roof..Schools are.. T Judah..Sutter MS...Folsom HS Listing #12046438 $200,000 (LP) $215,000 (SP) Price/SqFt: 164.00 SP % LP: 107.50 Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone: 530-306-3316. [email protected] "Hard Work and Dedication" View My homes for sale at www.johnhayesrealestate.com/home-search. John Hayes specializes in loan modification assistance and short...

RE∕MAX Real Estate Search By RE/MAX Folsom-El Dorado Hills

said March 5th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Click Here To Get This APP The free RE/MAX Mobile App for iPad keeps up when you're on the move. Whether you're outside a home that's caught your eye, you have some down time between appointments, or just need information instantly, the RE/MAX Mobile App delivers. No waiting. It's got everything you need: Instant access to homes for sale near your current location Customized search options All the listing details and available photos Turn-by-turn directions to homes you want to see Interactive maps for navigating neighborhoods Ability...

El Dorado Hills Short Sales: What To Do When The Lender Won’t Approve The Short Sale

said March 4th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – If you are doing short sales, then you must learn how to escalate a file. Here's why. What do you do when the house isn't selling for any more money, but the bank keeps on rejecting the offers? You can give up, but then the seller loses the house to foreclosure. Ouch! Why not escalate the file and get it approved? Here's an example of how it worked for the Stop Foreclosure Institute. We had a house on...

4404 Lakeridge Dr, Pollock Pines, CA 95726

said March 4th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Beautiful 4bed-3bath,2113 Sqft Home Has A Lot To Offer. Close to Freeway, Close to Sly Park Lake, Close To Lake Tahoe, Close To Town. Large Fire Place, Newer Roof, Newer Deck, Updated Kitchen, Granite Counter Tops, Stainless Steel Appliances, Hard Wood Floors. Large Wood Beams In The Living Room. Updated Bathrooms, Hot Tub. Newer AC Units. Electricity Goes Out No Worries Just Flip A Switch. Come Check Out This Awesome Home! Click Here To View More Pictures: Thanks for reading this, John...