Hayes Realty Group

John J Hayes Always stay on "PAR" with your real estate needs Serving Sacramento, Folsom, El Dorado Hills, El Dorado County      Monday May 29th, 2017

Contact John 530-306-3316

Folsom Category

118 Mckiernan Dr, Folsom, CA 95630 Sold

said September 3rd, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Lovely neighborhood. This house is recently upgraded to beautiful laminate floors and tiles all around the house. Granite counter tops in kitchen and bathroom. Kitchen is fully equipped with appliances and features stainless steel sink. Breakfast nook and built-in bar counter with cabinets. Ample storage and closet space in the bedrooms. Front and back yards are fenced with low maintenance trees and lawn with sprinklers Listing #12054580 $185,000 (LP) $210,000 (SP) Price/SqFt: 154.19 Beds: 4 Baths: 2 (2 0) (FH) Sq Ft:...

The Second Step In Fixing The Flawed El Dorado Hills Short Sale Process

said August 28th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – In our last post, we agreed that the first step in fixing the flawed short sale process is to acknowledge what the problem is. We agreed that the problem is that the lenders and investors are losing billions on defaulted loans. In addition, American Homeowners are losing billions on declining home values caused by a housing market decline caused by foreclosures. The next step is measuring the damage and finding ways to fix it. Here is how we...

Homes In Folsom Ca

said August 27th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Spectacular Home In Folsom Ca...LOCATION..LOCATION. This 1725 Sqft..4bed--2Bath Has A lot To Offer. New Kitchen..Granite Counter Top With Back Splash..G.E Stainless Steel Appliances..New Dual Pane Windows..Refinished Hard Wood Floors..Tile Floors..New Carpet...New Bathrooms With Tile Floors...Newer Roof...Newer HVAC Unit...New Paint Inside and Out! Come See For Yourself! Beds: 4* Baths: 2 (2 0) (FH)* Sq Ft: 1725* Lot Sz: 0.1808ac* Listing #13049065 $340,000 (LP) Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone: 530-306-3316. [email protected] "Hard Work...

Why A El Dorado Hills Short Sale Saves Your Lender Money

said August 21st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – We throw around the statistic that a short sale reduces a lender's losses by 20% compared to a foreclosure. However, I am sure that there are many people who find that hard to believe. So today I am going to give you a breakdown of exactly why it happens. < I will use an real life example. A short sale was listed for sale for $425,000. After a few months, the sellers received an offer for $385,000. They submitted...

129 Rugosa Dr, Folsom, CA 95630

said August 20th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Spectacular Home In Folsom Ca...LOCATION..LOCATION. This 1725 Sqft..4bed--2Bath Has A-lot To Offer. New Kitchen..Granite Counter Top With Back Splash..G.E Stainless Steel Appliances..New Dual Pane Windows..Refinished Hard Wood Floors..Tile Floors..New Carpet...New Bathrooms With Tile Floors...Newer Roof...Newer HVAC Unit...New Paint Inside and Out! Come See For Yourself! Beds: 4* Baths: 2 (2 0) (FH)* Sq Ft: 1725* Lot Sz: 0.1808ac* Yr: 1962* Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone: 530-306-3316. [email protected] "Hard Work and Dedication" View My homes...

said August 19th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – On our last blog post, we ran some numbers on why a short sale reduces a lender's losses by 20% compared to a foreclosure. Today I am going to add all the numbers together. That way we can see exactly how much this lender lost by not accepting the short sale. I am using the real life example of a short sale that was listed for sale for $425,000. The lender turned down an offers for $385,000...

How Does A El Dorado Hills Short Sale Save My Bank Money?

said July 24th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – We throw around the statistic that a short sale reduces a lender's losses by 20% compared to a foreclosure. However, I am sure that there are many people who find that hard to believe. So today I am going to give you a breakdown of exactly why it happens. I will use an real life example. A short sale was listed for sale for $425,000. After a few months, the sellers received an offer for $385,000. They submitted...

Step 8 To Fix Your Credit After A Folsom Short Sale: Checking Your Results

said June 17th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – The next step in your credit repair process is a very important one. This is the time where you check the results of your efforts so far. The credit bureaus have now sent you their results, including a new credit report and a letter telling you what has changed on the report based on your disputes. Don’t just read what they sent and file it away! Make a copy of it, and have it ready to file. Take out your...

Step 7 To Fix Your Credit After A Folsom Short Sale: The Waiting Period

said June 17th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING. You’ve done your part to get the ball rolling, and now the credit reporting companies have to do their part. What happens during this phase is that the credit reporting agencies have 30 days to investigate. I use the term loosely here because the methodology that they use is not very investigatory. They take...

Step 6 To Fix Your Credit After A Folsom Short Sale: Why It’s So Important To Document Everything

said June 14th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom CA – I mentioned in the last note that you’ll need to keep a file of records about your credit restoration process. This is an important part of the process, and deserves a bit more than a brief mention. The credit reporting companies have 30 days (by law), to investigate and handle the disputes submitted to them. This is why you submitted everything through certified mail. That enables you to record the time firmly for the credit reporting firms to respond...