Hayes Realty Group

John J Hayes Always stay on "PAR" with your real estate needs Serving Sacramento, Folsom, El Dorado Hills, El Dorado County      Thursday November 23rd, 2017

Contact John 530-306-3316

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Folsom-El Dorado Hills CA – The next step in going over your credit reports is to really rank the items being reported about you to find ones that are the most negative. Rank the negative items with the MOST negative ones given the lowest ranking. You want to rank the ones that will cause the most damage to your credit score. Here are the most damaging items (in order of damage amount): bankruptcy; foreclosure; repossession; loan default; court judgment; accounts in collections;...

Fixing Credit After A El Dorado Hills Short Sale Step 2: Analyzing Your Credit Report

said June 3rd, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – Once you have gotten your credit report, the next step in the process of restoring your credit score is to go over it with a critical eye. Analyze what the report says. Put aside any emotion that looking at the report might stir up – you need to look at it objectively. First, make two copies of your credit report. Save the original without any marks on it. You can make any notes you need on one...

Folsom-El Dorado Hills Short Sales: How Do You Handle Multiple Offers?

said May 12th, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom-El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from another agent. Here was her question. "I have a short sale listed. At what time in the short sale process do you stop accepting additional offers for submittal to the lender? If you accept another offer after you've already submitted one to the lender, does it reset your timeline to the beginning? Do you just put them in backup position? What about the poor buyer whose offer...

El Dorado Hills Short Sales: Will My Lender Set The Price For My Home?

said May 7th, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop foreclosure Institute recently received a question from Steve about short sales. Here was Steve’s Question. “I am interested in a short sale. I just have a few questions about how the process works. Does my lender set the price for the property. And, will that price include the realtor fee? Sincerely, Steve.” Here was our answer. Steve, in most cases the lender will not set the asking price for your home. In most cases,...

Another Common El Dorado Hills Short Sale Myth: The Foreclosure Process Goes So Fast That I Don’t Have Time To Short Sale

said May 2nd, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop foreclosure Institute recently received a question from Susan about short sales. Here was Susan’s Question. “My home is scheduled to be going on the courthouse steps in about 2 months. I had thought about short selling, but a friend told me I wouldn’t have enough time to do it. Because of that I didn’t pursue a short sale earlier. Recently I decided to look into it further. It looks like a good option compared to...

How A El Dorado Hills Short Sale Helps Preserve Neighborhood Values

said April 24th, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – Yes, short sales actually help preserve home values in a neighborhood. Here is why. Most people short sell their home while they are still living in the home. They are maintaining the home, mowing the yard, keeping the air conditioning on, etc. Most bank owned properties are empty for 3-6 months, if not longer. No one maintains the home during that time period. Empty homes are easy targets for vandalism and thieves. The grass and yard get overgrown....

How A Folsom-El Dorado Hills Short Sale Helps Preserve Neighborhood Values

said April 23rd, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom-El Dorado Hills CA – Yes, short sales actually help preserve home values in a neighborhood. Here is why. Most people short sell their home while they are still living in the home. They are maintaining the home, mowing the yard, keeping the air conditioning on, etc. Most bank owned properties are empty for 3-6 months, if not longer. No one maintains the home during that time period. Empty homes are easy targets for vandalism and thieves. The grass and yard get overgrown....

El Dorado Hills Short Sales: Is this a reasonable offer from a buyer of a short sale property?

said April 14th, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – Some buyers think that since it is a buyer's market, then they can make any crazy demand of a seller. And they can't understand when the seller isn't excited by their lowball offer. Here is an example of a recent story where this happened. A buyer makes an offer on a short sale. 1. The buyer puts no money in deposit for the home. In other words, they have about zero risk. (Meanwhile, the seller is still...

4015 Cuyamaca Cir, Rancho Cordova, CA 95742 * Sold

said April 10th, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Awesome Home In Sunridge Park Village. This Home Futures 1946Sqft 4 Bed-2 Bath On A Large 0.1446ac Lot. Open Layout..Granite Counter Tops..20 Inch Tile Flooring..Large Master Bed Room..With Granite Counter Tops In Master Bath..Large Garage With Deep Drive Way..Large Back Yard With Patio and Fully Landscaped. No H.O.As Come See For Yourself! Listing #14004811 $315,000 (LP) $305,000 (SP) Price/SqFt: 156.73 SP % LP: 96.83 Beds: 4* Baths: 2 (2 0) (FH)* Sq Ft: 1946* Lot Sz: 0.1446ac* Area: 10742 Yr: 2011* Thanks for reading this,...

9729 Sorrena Way, Elk Grove, CA 95757 * Sold

said April 10th, 2014 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Outstanding Home In Elk Grove. This Home Features..Open Layout Of 1450 Sqft 3 Bed 2 Bath. Hardwood,Tile,Carpet Flooring..Surround Sound Hookups Inside And Out..Lots Of Cabinets For Storage...2 Car Garage. Large Landscaped Back Yard..Stamped Colored Concrete..Trellis Covering The Back Patio..Natural Gas Hook Ups and Much More...Come See For Yourself! Listing #13063884 $290,000 (LP) $281,500 (SP) Price/SqFt: 194.14 Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone: 530-306-3316. [email protected] "Hard Work and Dedication" View My homes for sale...