Hayes Realty Group

John J Hayes Always stay on "PAR" with your real estate needs Serving Sacramento, Folsom, El Dorado Hills, El Dorado County      Monday May 29th, 2017

Contact John 530-306-3316

Sacramento Category

4015 Cuyamaca Cir, Rancho Cordova, CA 95742

said November 8th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Awesome Home In Sunridge Park Village. This Home Futures 1946Sqft 4 Bed-2 Bath On A Large 0.1446ac Lot. Open Layout..Granite Counter Tops..20 Inch Tile Flooring..Large Master Bed Room..With Granite Counter Tops In Master Bath..Large Garage With Deep Drive Way..Large Back Yard With Patio and Fully Landscaped. No H.O.As Come See For Yourself! Beds: 4* Baths: 2 (2 0) (FH)* Sq Ft: 1946* Lot Sz: 0.1446ac* Yr: 2011 Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone:...

How Long Do I Have To Wait After A El Dorado Hills Short Sale To Buy Another Home?

said November 7th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop Foreclosure Institute gets asked this question quite a bit. The answer depends on the type of loan you are looking to use to purchase your next home. Here are the details on your options to buy another home after a short sale. Owner Financing. You can buy a home with owner financing anytime after a short sale. FHA Financing. (FHA is very popular because it only requires you to put down 3.5% and pay your...

El Dorado Hills Short Sales: Bank won’t allow my seller to avoid short sale process

said November 7th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from another agent. Apparently they were being mislead on a short sale by a large national lender. Here is the question we received: “Do you have a number to contact Fannie Mae? The bank (Large National Bank) will not allow the seller to not do a short sale and agree to repay the loss on a promissory note. She said that she has to talk to the investor...

Folsom-El Dorado Hills Short Sales: Will My Lender Set The Price For My Home?

said November 1st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Foslom-El Dorado Hills CA – The Stop foreclosure Institute recently received a question from Steve about short sales. Here was Steve’s Question. “I am interested in a short sale. I just have a few questions about how the process works. Does my lender set the price for the property. And, will that price include the realtor fee? Sincerely, Steve.” Here was our answer. Steve, in most cases the lender will not set the asking price for your home. In most cases,...

El Dorado Hills Short Sales: Should I Short Sale or Keep trying to Save the House?

said October 31st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – We at the Stop Foreclosure Institute receive calls all the time that go something like this “I have fought the bank for year and half, and after paying thousands and thousands I have decided to short sale, can you help me”? Because of this, I decided to break down the reasons to short sale your home. In addition I added in a few reasons you should NOT consider A Short Sale: Do NOT Short Sale if the...

Folsom-El Dorado Hills Short Sales: Why Is The Short Sale Taking So Long?

said October 31st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Foslom-El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from Cathy. Here was her question. “I am trying to buy a house that is a short sale. It has been 4 months and we have heard nothing. The agent did mention that they are now on the 2nd negotiator and still haven’t heard from the negotiator. I am getting very frustrated. Is there anything I can do on my end to try to push the process along, or...

Folsom-El Dorado Hills Short Sales: How To Look At A Short Sale From The Lender’s Perspective

said October 31st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Folsom-El Dorado Hills CA – The Stop Foreclosure Institute received a few responses from yesterday’s blog post. Most of the questions went something like this. "I think a lender would be stupid to approve an investment property short sale for a wealthy person. If I was the lender I would sue them for the loss. Jan.” The bottom line is that people didn’t think a lender would allow a wealthy person to walk away from the debt on an investment property. Here are...

9729 Sorrena Way, Elk Grove, CA 95757

said October 29th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

Outstanding Home In Elk Grove. This Home Features..Open Layout Of 1450 Sqft 3 Bed 2 Bath. Hardwood,Tile,Carpet Flooring..Surround Sound Hookups Inside And Out..Lots Of Cabinets For Storage...2 Car Garage. Large Landscaped Back Yard..Stamped Colored Concrete..Trellis Covering The Back Patio..Natural Gas Hook Ups and Much More...Come See For Yourself! Click Here For More Pictures: Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone: 530-306-3316. [email protected] "Hard Work and Dedication" View My homes for sale at www.johnhayesrealestate.com/home-search. John Hayes...

El Dorado Hills Short Sales: How To Publicize Your Lender’s Failings

said October 28th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – If you get annoyed at your bank, then here are a few methods you can use to let the world know about your lender's failings. One technique is a rip off report. Just put all the information onto www.ripoffreport.com. Just be sure to detail stuff that will hurt them. You will want to put the CEO’s name into your report. You can also put down keywords like "Lender Name Loan." When someone searches Google for your lender’s...

Who Benefits From A El Dorado Hills Short Sale?

said October 15th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – Even though lenders pretend to hate short sales, they actually benefit from short sales. Let me explain why. A lender gets to sell the house at today's price, versus what it will be worth 6-12 months down the road. We just did a comparison and pulled up sold listings. All of the listings were the same, very comparable, and located in 3 similar, comparable neighborhoods. All were less than 2 miles apart. First, we looked up the average...