Hayes Realty Group

John J Hayes Always stay on "PAR" with your real estate needs Serving Sacramento, Folsom, El Dorado Hills, El Dorado County      Friday September 22nd, 2017

Contact John 530-306-3316

Sacramento Category

3629 Ventana Way, Cameron Park, CA 95682

said August 23rd, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

LOCATION..LOCATION! Beautiful Single Story Home With A View! An Open 2599 Sqft 4 Bed--2 Bath Crown Molding..Travertine In The Kitchen,Bathrooms, Entry Way..10 foot Ceilings..Granite Counter Tops..Stainless Steel Appliances..Granite In The Bathrooms..Large Back Yard..Large 3 Car Garage. PG&E and Propane Bill Combined Is About $120 Per Month. Come See For Yourself! Click Here For More Pictures. Beds: 4* Baths: 2 (2 0) (FH)* Sq Ft: 2599* Lot Sz: 0.4558ac* Yr: 2004* Thanks for reading this, John Hayes. John is a Real Estate Agent at RE/MAX Gold. Phone:...

Why A El Dorado Hills Short Sale Saves Your Lender Money

said August 21st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – We throw around the statistic that a short sale reduces a lender's losses by 20% compared to a foreclosure. However, I am sure that there are many people who find that hard to believe. So today I am going to give you a breakdown of exactly why it happens. < I will use an real life example. A short sale was listed for sale for $425,000. After a few months, the sellers received an offer for $385,000. They submitted...

said August 19th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – On our last blog post, we ran some numbers on why a short sale reduces a lender's losses by 20% compared to a foreclosure. Today I am going to add all the numbers together. That way we can see exactly how much this lender lost by not accepting the short sale. I am using the real life example of a short sale that was listed for sale for $425,000. The lender turned down an offers for $385,000...

How Long Does It Take For My Credit To Recover After A El Dorado Hills Short Sale?

said August 14th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills [state(acronym)] – The Stop Foreclosure Institute recently received a question from Sammy. Here was his question. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. "I like your blog post about how to get out of paying a deficiency. However, how long will it be on your credit report before your life goes back to normal? I would like to resolve the deficiency but the attorney/collector doesn't seem willing to budge from the...

Why Do Some El Dorado Hills Short Sales Fail While Others Succeed?

said August 5th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from James. Here was his question. "I’ve heard that there is a 70% failure rate on short sales. Is that true? If so, then why do so many short sales fail? James” Here is the answer to his question. Yes, a lot of short sales do fail. However, those statistics are for individual short sale offers submitted to lenders. If the first offer on a short sale is turned...

Why Didn’t My Offer To Buy A El Dorado Hills Short Sale Get Accepted While Another Buyers Offer Was Accepted?

said July 26th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from Jonathan. Here was his question. “I am looking to buy a short sale. The seller wouldn’t accept my offer. My agent told me it was because the short sale lender has told them they wouldn’t accept the offer. I am a cash buyer and can’t understand why they wouldn’t take my offer. Why do some buyer’s offers get accepted while others are declined? Jonathan.” Here is the answer to...

How Does A El Dorado Hills Short Sale Save My Bank Money?

said July 24th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – We throw around the statistic that a short sale reduces a lender's losses by 20% compared to a foreclosure. However, I am sure that there are many people who find that hard to believe. So today I am going to give you a breakdown of exactly why it happens. I will use an real life example. A short sale was listed for sale for $425,000. After a few months, the sellers received an offer for $385,000. They submitted...

A Common Myth About El Dorado Hills Short Sales: Selling My House As A Short Sale Is An Embarrassment

said July 19th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – You might think it is an embarrassment to sell your home as a short sale. "My friends will laugh at me when they realize that I owe more on my house than it is worth", some people think. The reality is that many Americans are in your same position. In fact, some experts think that over a quarter of all homeowners are upside down. Click here to discover how other sellers successfully did a short sale and...

El Dorado Hills Short Sale Question: What Do Lenders Consider A Legitimate Hardship For A Short Sale?

said June 27th, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – We had a question about FHA short sales yesterday. We did some research on FHA short sales as a result. We stumbled upon something interesting. We have a list of all of the things that FHA considers legitimate hardships for a short sale. Click here to view the actual list from FHA. The good news is that if FHA considers something a hardship, then it is likely that most lenders agree. Here is the list of things...

Despite What You Think, A El Dorado Hills Short Sale May Actually Help Your Credit

said June 21st, 2013 Leave A Comment John Hayes

John Hayes Folsom, CA Real Estate

El Dorado Hills CA – The Stop Foreclosure Institute recently received an e-mail from a recent short sale seller. We had helped him short sale his house. Here is his e-mail. “Hi, I hope all is well. I am getting back to you on my credit scores. My score went from 663 in Feb. to 770 in June. I know this is counter intuitive but must be because my outstanding debts were reduced. I am happy with this. Julio. “ I agree with...