Featured Videos
Why Modifications Don’t Work
See if you Qualify For a Short Sale
Relocation
Folsom Subdivision
- Briggs Ranch Listings
- Empire Ranch Folsom
- Hillcrest Folsom Listings
- Lexington Hills Active Listings
- Prairie Oaks Folsom Listings
- The Parkway Active Listings
- Willow Springs Folsom Active Listings
- Willow Springs Folsom Listings
Foreclosure Update
Step 8 To Fix Your Credit After A Folsom Short Sale: Checking Your Results
Folsom CA – The next step in your credit repair process is a very important one. This is the time where you check the results of your efforts so far. The credit bureaus have now sent you their results, including a new credit report and a letter telling you what has changed on the report based on your disputes. Don’t just read what they sent and file it away! Make a copy of it, and have it ready to file. Take out your...Read More
Step 7 To Fix Your Credit After A Folsom Short Sale: The Waiting Period
Folsom CA – The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING. You’ve done your part to get the ball rolling, and now the credit reporting companies have to do their part. What happens during this phase is that the credit reporting agencies have 30 days to investigate. I use the term loosely here because the methodology that they use is not very investigatory. They take...Read More
Step 6 To Fix Your Credit After A Folsom Short Sale: Why It’s So Important To Document Everything
Folsom CA – I mentioned in the last note that you’ll need to keep a file of records about your credit restoration process. This is an important part of the process, and deserves a bit more than a brief mention. The credit reporting companies have 30 days (by law), to investigate and handle the disputes submitted to them. This is why you submitted everything through certified mail. That enables you to record the time firmly for the credit reporting firms to respond...Read More
Step 5 To Fix Your Credit After A Folsom Short Sale: How To Mail The Letter
Folsom CA – Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department. The goal is to get your letter read, taken seriously, and responded to. **Make sure you make a copy of whatever you are sending to the credit bureaus.** Just keep all your credit reports, letters, etc. in a file so you can use these later (this will...Read More
Step 4 To Fix Your Credit After A Folsom Short Sale: Write The Credit Bureaus
Folsom CA – Using your work on the credit report, you are ready to take action. You are now going to write a letter to the credit bureaus about the items you’ve highlighted and noted. You are writing to the credit bureaus because they are the ones reporting the information – it is up to them to change what they report. The goal is to get bad things deleted from your credit report in order to improve your score. Do not go to...Read More
2516 Kennedy Pl, El Dorado Hills, CA 95762
Magnificent Home In Fairchild Village. This 2609 Sqft 5 Beds..3.5 Baths..14,810 Sqft Lot Has It All! This Home Has Been Fully Remodeled..Open Kitchen..High End Stainless Steel Appliances..Granite Counter Tops With Custom Back Splash. New Carpet..Hardwood Floors..Bed Room/Bath Down Stairs..Huge 2 Story Garage/Man Cave..Large Master Bedroom With Private Balcony..All Bathrooms With New Granite Counter Tops and Custom Tile . Jetted Bath Tub.. Large Back Yard With Loads of Play Space! Click On The Link To See Video Thanks for reading this, John Hayes. John...Read More
Step 3 To Fix Your Credit After A Folsom Short Sale: Rank Items In Order Of Importance
Folsom CA – The next step in going over your credit reports is to really rank the items being reported about you to find ones that are the most negative. Rank the negative items with the MOST negative ones given the lowest ranking. You want to rank the ones that will cause the most damage to your credit score. Here are the most damaging items (in order of damage amount): bankruptcy; foreclosure; repossession; loan default; court judgment; accounts in collections; payments that...Read More
493 Guadalupe Dr, El Dorado Hills Luxury Homes For Sale
Extraordinary Custom Home With Breathtaking Views Of Folsom Lake! Superb Kitchen With Walk-In Butlers Pantry,Opens To A large Open Living Room With A View Of Folsom Lake. Surround Sound System In The Living Room..Master Bedroom Is One Of The Most Amazing Rooms Ever..Fire Place..View Of Folsom Lake. Thanks for reading this, John Hayes. John is a Real Estate Agent at RE/MAX Gold. El Dorado Hills "Hard Work and Dedication" View My homes for sale at www.johnhayesrealestate.com/home-search. John Hayes specializes in loan modification assistance...Read More
Step 5 To Fix Your Credit After A El Dorado Hills Short Sale: How To Mail The Letter
El Dorado Hills CA – Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department. The goal is to get your letter read, taken seriously, and responded to. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. **Make sure you make a copy of whatever you are sending to the credit bureaus.** Just keep all...Read More
493 Guadalupe Dr, El Dorado Hills, CA 95762
493 Guadalupe Dr, El Dorado Hills, CA 95762 Extraordinary Custom Home With Breathtaking Views Of Folsom Lake! Superb Kitchen With Walk-In Butlers Pantry,Opens To A large Open Living Room With A View Of Folsom Lake. Surround Sound System In The Living Room..Master Bedroom Is One Of The Most Amazing Rooms Ever..Fire Place..View Of Folsom Lake..Large Master Bath..Double Walk-In Closets..Large Walk-In Shower..Large Bonus/Game Room (In Law Quarters), Two Laundry Rooms..Great Back Yard With Access To Folsom Lake Beds: 4* Baths:...Read More
Call or Text John
2340 E. Bidwell St
Folsom, CA 95630
Office: 916-984-8778
Direct: 530-306-3316
About John
CA DRE#01709600
Categories
Short Sale FAQ
- Buying a Folsom-El Dorado Hill Short Sale Home FQ&A
- Foreclosure Vs Short Sale
- Short Sale Myths/Update
- Short Sales We Have Sold
- What is a Folsom Short Sale
Had A Foreclosure or Short Sale?
Click Link Below To Receive A 3% Grant To Buy A Home
iMortgage Pre Qualification
Mortgage Calculator
Government Links
- Fannie Mae
- Fannie Mae Homepath
- Fannie Mae Loan Lookup
- Freddie Mac
- Freddie Mac Loan Lookup
- Government Homes for Sale
- HUD Approved Condos
- The CHF Platinum Program
- USDA Rural